About Us

PHOI CAPITAL is a personal finance company founded and registered in the Republic of Botswana in 2021. The organization was formed with the purpose of providing financial solutions to formally employed individuals serving in both the public and private sectors; particularly those in the low to middle income bracket.

Who are we?

  • ✅ A trusted financial service provider with a mission to make borrowing simple and stress-free.
  • ✅ A team of financial experts committed to helping you make informed decisions.
  • ✅ A company that believes in transparency, affordability, and customer satisfaction.

Vision

To be the country’s go-to micro-lender within the next decade. We have a vision to also infiltrate markets in other African countries and becoming influential in the economic growth of the African continent.



Mission

To offer swift financial solutions to our clients through commendable staff efficiency and systematic elimination of excessive paperwork.



Core Values

  • Professionalism
  • Efficiency
  • Honesty
  • Reliability
  • Confidentiality
  • Respect